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What does a college's cost of attendance (COA) mean?

Looking at a college's COA can indicate how much you may need to borrow in student loans. Cost of attendance factors in all associated expenses, including textbooks, a computer and housing costs. Cost of attendance, or COA, is a number determined by a college or university and used to calculate your federal student aid eligibility.

What is a College Accreditation (COA)?

As dictated by Congress, the COA is the average cost to attend for one academic year (fall through spring). It includes tuition and fees, books and supplies, room and board, transportation, and personal expenses. Colleges adjust the COA yearly to reflect changes to these costs.

How does a college CoA differ from an official CoA?

Colleges create several official COAs that reflect differences in living costs (on-campus, off-campus, or at home) and in-state and out-of-state tuition. Your actual cost to attend might be more than the official COA depending on your major, participation in extracurricular activities, and travel expenses.

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